Why not?

Most optimal by what metric - length of retirement? Retirement years are worth a lot less than prime years. I think most people in society make this mistake and regret it. Most people on there deathbeds regret the things they didn't do.

In many games with increasing difficulty, this will just get you stuck on the next fight, and now without any potions. That's why people don't do it.

I think if you want to keep it on the cold side, you can still do that. Builds character, isn't dangerous, and saves a couple of bucks. You can also keep it warm when you feel like being warm. There's something in human psychology about being able to endure discomfort and then come back to "safety".

Minmaxxing your finances is maladaptive frugality. You have something even better than 1% extra interest in your account: you have no mortgage. You can do whatever the fuck you want to your house and your bank doesn't stick its nose in your business to ensure the value of the house stays up. You can do whatever the fuck you want with your career and you don't have to worry the bank will come and take your house back.

When does an existing mortgage lender get involved in a house remodel? (assuming you’re not trying to borrow more money for it)

I’ve owned houses for 30 years and no bank has gotten review of contemplated projects or anything other than appraisals during origination of a mortgage or refinance (which are entirely optional for me, of course).

C-Suite are the top level of the company. Above them is only the board of directors, whose power is limited to firing the C-Suite if they don't like what they're doing. In day to day operations, the C-Suite controls the entire company.

You can talk about revolution on the internet. You can't talk about revolution on websites owned by the current elite, such as this one.

Let me rephrase - you can't talk about it in any venue that's likely to get reach beyond people who are already rightfully paranoid about their rights

What is your BATNA? If you are going to give them money no matter what they do, they have no reason to listen to your feedback. At all.

Windows 1.0, I believe. Xerox PARC invented the WIMP UI paradigm (windows, icons, menus, pointer), Apple commercialised it first, and then Microsoft copied Apple.

For your own trusted devices on a LAN, you should try KDE Connect. KDE is not required.

What do you find to be better about it over LocalSend? (The website seems to be down)

Thanks for reminding me, I actually heard about that too.