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Regarding healthcare, my employer gives me private insurance but I tend to use both systems.

Generally I get same-day care. I call up DKV, report my symptoms, they find a specialist in my area, and I pay nothing. (I mention the symptoms bit to contrast with the system where you have to see a general practitioner who then refers you to a specialist - that does not happen here AFAIK). I've used this for allergies, asthma, ear problems. I also had a knee injury where I got an x-ray (same day I think?) followed by weekly sessions of physio.

My partner recently gave birth in the public system. I think the delivery was free, but the 4-night stay cost us around 4000 SEK (400 USD) total.

I also had a remote doctor's appointment using the KRY app. I don't actually know how that was billed - public I'd guess.



Paying 4000kr for staying four nights sounds really weird since Swedish law say that the fee for staying at the hospital can’t be above 100kr/day. I also recently stayed about four nights after my partner gave birth and we payed a couple 100SEK.


You got me curious so I checked my records. Looks like I remembered incorrectly and paid 2300 SEK.

From https://bbstockholm.se/content/practical-information:

> Each new 24 hour period cost 100 SEK from the time you arrive at the clinic. Your partner/labour support person is charged 600 SEK/24 hours from the time the baby is born. Food, towels, sheets, sanitary products and diapers are all included free of charge during your stay.


Makes more sense. I guess you are free to charge the partner whatever you like. I live in a more left leaning part of sweden so here the partner is also charged 100 sek.




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